Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10943236
Complaint Overview
Complaint ID: 10943236
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Texas
ZIP Code: 79705
Date Received: 2024-11-26T12:00:00-05:00
Date Sent to Company: 2024-11-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing this complaint to formally dispute the inaccurate reporting of a bankruptcy under XXXX XXXX. XXXX on my credit report. This bankruptcy was canceled with the court and did not proceed, making this information invalid and misleading. I have confirmed with the court located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Utah XXXX handling the case that they do not share such information with credit bureaus. Therefore, this inaccurate entry raises serious concerns about how the information was obtained and reported. I do not consent to the dissemination of my personal information through any third-party bureaus, and I demand the immediate removal of this incorrect entry from my public records. Its presence on my credit report is causing undue harm to my financial reputation and opportunities. If this error is not resolved promptly, I am prepared to pursue legal action to protect my rights and address the damages caused by this negligent reporting. Please confirm in writing when these corrections have been completed or provide a detailed explanation with supporting documentation if corrections can not be made. Please block this information from my credit report within four business dats pursuant to section 605C of the Fair Credit Reporting Act. Please acknowledge receipt of this letter and provide a written update confirming the removal of the incorrect bankruptcy entry within 30 days, as per the Fair Credit Reporting Act ( FCRA ). Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #10943236 about?
Complaint #10943236 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.