Debt collection -- Attempts to collect debt not owed -- Complaint #10942957
Complaint Overview
Complaint ID: 10942957
Company: Encore Capital Group INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Indiana
ZIP Code: 460XX
Date Received: 2024-11-26T12:00:00-05:00
Date Sent to Company: 2024-11-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Midland Credit Management , INC. has misrepresented the facts to a court of law in the State of Indiana, attempting to collect a debt that is not owed to them through fraud, misrepresentation, and deception. Midland Credit Management , INC. filed a complaint on XXXX XXXX, XXXX in XXXX XXXX XXXX XXXX Case No : XXXX and are having the court to garnish my wages unlawfully. This is an urgent matter that requires and injunction filed with XXXX XXXX XXXX, further investigation, and an appropriate remedy. This is the second time Midland Credit Management has filed a complaint, misrepresenting the facts to a court of law in the State of Indiana, attempting to collect a debit that is not owed to them through fraud, misrepresentation, and deception. The first complaint Midland Credit Management , INC. filed against me was on XX/XX/XXXX in XXXX XXXX XXXX XXXX. The judge dismissed the case because XXXX XXXX could show no evidence to demonstrate the cause of action.
Frequently Asked Questions
What is Complaint #10942957 about?
Complaint #10942957 was filed against Encore Capital Group INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-26T12:00:00-05:00.
How did Encore Capital Group INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Encore Capital Group INC.?
Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.