Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10942949
Complaint Overview
Complaint ID: 10942949
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New Jersey
ZIP Code: 07407
Date Received: 2024-11-26T12:00:00-05:00
Date Sent to Company: 2024-11-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX NJ XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Subject : Dispute of Information Due to Data Breach Dear XXXX, I am writing to formally dispute certain information on my credit report due to a potential impact from the data breach that occurred in XXXX. I believe that my personal information, including but not limited to my Social Security number, date of birth, and financial data, XXXX have been compromised during this breach. The following accounts are a result of my information being impacted : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX My Details : Full Name : XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Social Security Number ( if relevant ) : XXXX Address : XXXX XXXX XXXX XXXX NJ XXXX XXXX request that XXXX thoroughly investigate any discrepancies or fraudulent activity on my credit report that may have resulted from this breach. Please include a detailed explanation of any inquiries or accounts that were opened using my information without my authorization. Additionally, I ask that you provide me with the following : A copy of my credit report showing any inaccurate or potentially fraudulent entries related to the data breach. A description of the actions XXXX has taken to prevent future incidents of identity theft or fraudulent use of my personal data. Confirmation that my personal data has been protected and steps taken to ensure that no further damage occurs. In accordance with the Fair Credit Reporting Act ( FCRA ), I request that XXXX complete its investigation and provide me with a resolution within 30 days from the receipt of this letter. Please send all correspondence to the address listed above, or feel free to contact me via phone or email if further information is required. Thank you for your attention to this matter. I look forward to receiving your prompt response. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #10942949 about?
Complaint #10942949 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.