Payday loan, title loan, personal loan, or advance loan -- Charged fees or interest you didn't expect -- Complaint #10936573
Complaint Overview
Complaint ID: 10936573
Company: Enova International, INC.
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Payday loan
Issue: Charged fees or interest you didn't expect
State: New York
ZIP Code: 10031
Date Received: 2024-11-25T12:00:00-05:00
Date Sent to Company: 2024-11-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I took payment out for one time and have been repaying ever since. It feels never ending. I have to make a payment of {$100.00} biweekly and I have trying to make those payments but its hard. They amount that I know seems like its never going down no matter how much I pay. I didnt know the interest rate was so high and that it would take me this long to make a payment. I owe cash net usa XXXX as of right now, however Ive been making payments for almost a year or more now. The payment has not decreased at all. This has also started to effect my credit history. Its making it difficult for me to do things
Frequently Asked Questions
What is Complaint #10936573 about?
Complaint #10936573 was filed against Enova International, INC. regarding Payday loan, title loan, personal loan, or advance loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2024-11-25T12:00:00-05:00.
How did Enova International, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Enova International, INC.?
Yes, visit the Enova International, INC. company profile at readthecomplaint.com/company/enova-international-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.