Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10915129
Complaint Overview
Complaint ID: 10915129
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 75160
Date Received: 2024-11-24T12:00:00-05:00
Date Sent to Company: 2024-11-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I reviewed my consumer reports and noticed that I had two late payments on an account that was never late for consumer reporting agencies have assumed a vital role and have a responsibility to report consumer information to the best of their ability que with maximun accuracy I have never been late on paymenst for the account : Accoun name : XXXX XXXX / XXXXXXXX XXXX Accoun number : XXXX please investgate and provided I proof with statements showing that these payments were late. If proof cant be provided I demand these payments be updated to on time as they should be as I das NEVER late. Thanks.
Frequently Asked Questions
What is Complaint #10915129 about?
Complaint #10915129 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-24T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.