Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10903466

Complaint Overview

Complaint ID: 10903466

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Georgia

ZIP Code: 30331

Date Received: 2024-11-22T12:00:00-05:00

Date Sent to Company: 2024-11-22T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Identity Theft Dispute Regarding Medical I am writing to formally dispute the inaccurate information related to a medical bill appearing on my credit report. I believe this account is the result of identity theft. This dispute is being filed under my rights outlined in the Fair Credit Reporting Act ( FCRA ), specifically : 1. 15 U.S.C. 1681c-2 - Under this section, I am entitled to request the blocking of information resulting from identity theft on my credit report. 2. 15 U.S.C. 1681i ( a ) - I am requesting an immediate reinvestigation of the disputed information. 3. 15 U.S.C. 1681g - As part of this dispute, I request all information used in reporting this item to be provided to me. As evidence of identity theft, I have attached the following documents : 1. A copy of my identity theft report filed with the FTC 2. A copy of my government-issued ID. 3. Proof of residence Under 15 U.S.C. 1681c-2, I request that you : Block the fraudulent account from my credit report immediately. Reinvestigate this matter under 15 U.S.C. 1681i and remove the inaccurate information. Provide me with a copy of your investigation results under 15 U.S.C. 1681g. Please be advised that failure to comply with these obligations within the FCRAs specified timeframes may result in further actions to protect my rights.

Frequently Asked Questions

What is Complaint #10903466 about?

Complaint #10903466 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-22T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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