Payday loan, title loan, personal loan, or advance loan -- Problem when making payments -- Complaint #10903350

Complaint Overview

Complaint ID: 10903350

Company: Florida Financial Management DBA Lend A Dollar

Product: Payday loan, title loan, personal loan, or advance loan

Sub-Product: Installment loan

Issue: Problem when making payments

State: Missouri

ZIP Code: 631XX

Date Received: 2024-11-22T12:00:00-05:00

Date Sent to Company: 2024-11-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I revoke authorization from Lend a dollar automatically withdrawing payments from my checking account and debit card per my signed loan agreement. The company is still processing automatic electronic checks. The company stated I am unable to revoke authorization from them processing electronic checks. I would have to do so through my bank. The company processed a check on XX/XX/year> and it returned due to insufficient funds. The payment was processed on the incorrect pay date. I am paid on the XXXX and the XXXX of each month. This payment caused me a {$29.00} return fee. On XX/XX/year> the company ran a payment using my debit card in which they insured me they had stopped because they received my revoke authorization. The payment on XX/XX/year> was unauthorized. When I called to inquire about the unauthorized payment being processed management informed me that I am unable to make scheduled installment payments on my own. My only option was for them to automatically withdraw my payments. This isn't right and I should be able to make my payments on my own on the due dates of my installment.

Frequently Asked Questions

What is Complaint #10903350 about?

Complaint #10903350 was filed against Florida Financial Management DBA Lend A Dollar regarding Payday loan, title loan, personal loan, or advance loan specifically about Problem when making payments. It was received by the CFPB on 2024-11-22T12:00:00-05:00.

How did Florida Financial Management DBA Lend A Dollar respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.

Can I see other complaints against Florida Financial Management DBA Lend A Dollar?

Yes, visit the Florida Financial Management DBA Lend A Dollar company profile at readthecomplaint.com/company/florida-financial-management-dba-lend-a-dollar to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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