Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10902954
Complaint Overview
Complaint ID: 10902954
Company: Early Warning Services, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New York
ZIP Code: 14215
Date Received: 2024-11-22T12:00:00-05:00
Date Sent to Company: 2024-11-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX [ XXXX, NY, XXXX ] XXXX XXXX XXXX ) ( XX/XX/year> ) Early Warning Attr : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX Subject : Opt-Out Request Pursuant to 15 USC Code 1681b Dear Sir/Madam, Iam writing to formally request the opt-out of my personal information from being XXXX with Early Warning Services, as permitted by the provisions outlined in 15 USC Code 1681b. I believe it is within my rights as a consumer to make this request, as there has been no formal written instruction from me to furnish or share my information with your organization. According to the regulations outlined in 15 USC Code 1681b, I am afforded the right to control the dissemination of my personal information for various purposes, including those related to consumer reporting agencies. Specifically, section 1681b ( c ) ( 1 ) CA ) stipulates that *a consumer reporting agency shall not furnish any consumer report containing any of the following items of information* unless certain conditions are met. In my case, I am not aware of having prov i explicit consent or authorization for my information to be shared with Early Warming Services. Given the above, I kindly request that you take the necessary steps to ensure that m personal information Is no longer shared or utilized by Early Warning Services. This. but is not limited to, ceasing any communication, data exchange, or reporting involving my information to your organization. I would appreciate your prompt attention to this matter. Kindly confirm in writing once my request has been processed and my information has been opted out of Early Warning Services ' data sharing activitles. You can reach me at the contact information provided above if you require any further details or clarification. Thank you for your cooperation in this matter. I trust that you will handle my request with the urgency and professionalism it deserves. I look forward to receiving your written confirmation of the successful implementation of my opt-out request. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #10902954 about?
Complaint #10902954 was filed against Early Warning Services, LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-22T12:00:00-05:00.
How did Early Warning Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Early Warning Services, LLC?
Yes, visit the Early Warning Services, LLC company profile at readthecomplaint.com/company/early-warning-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.