Debt collection -- Attempts to collect debt not owed -- Complaint #10892753
Complaint Overview
Complaint ID: 10892753
Company: Professional Debt Mediation, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Texas
ZIP Code: 752XX
Date Received: 2024-11-21T12:00:00-05:00
Date Sent to Company: 2024-11-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The debt collector engaged in deceptive, and unfair practices of the FDCPA which is prohibited. They furnished this account that we did not agree upon and did not sign an agreement on. A legal contract is signed by two parties, and I did not participate in any of it. More so they didn't follow the proper 5 step validation procedure which make this fair practices. According to FDCPA I'm entitled to {$1000.00} per violation and clearly, they violated my rights.
Frequently Asked Questions
What is Complaint #10892753 about?
Complaint #10892753 was filed against Professional Debt Mediation, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-21T12:00:00-05:00.
How did Professional Debt Mediation, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Professional Debt Mediation, INC.?
Yes, visit the Professional Debt Mediation, INC. company profile at readthecomplaint.com/company/professional-debt-mediation-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.