Debt collection -- False statements or representation -- Complaint #10892621
Complaint Overview
Complaint ID: 10892621
Company: Aldous & Associates, Pllc
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Massachusetts
ZIP Code: 02021
Date Received: 2024-11-21T12:00:00-05:00
Date Sent to Company: 2024-11-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Account Number XXXX Name : XXXX XXXX Dear Aldous I recently received a debt collection notice from your office. I am writing to verify that you have contacted the correct individual and to request that you provide documentation confirming this. Your office did provide the original creditor information but did not provide my signature, in the box it says " Digitally signed ''. This is fraud. I did not work out at blink during these times. Also failed to provide number 3 from the below. I also did not live in the state of New York during part of the time period.Please remove from my credit report. In accordance with the Fair Debt Collection Practices Act, I request the following information : 1. T he name and address of the original creditor and the current creditor. 2. Verification of the debt amount you are seeking to collect, evidence that a contract exists creating the amount you claim is owed. 3. Documentation of all assignments showing transfer of the debt from the original creditor to the current creditor. 4. Proof that the original creditor securitized the debt. 5. Documentation showing the assignments of the debt from the original creditor to the secured trust and then back to the original creditor. Please cease and desist from collecting on this debt until you have provided validation of the debt. Additionally, I request that you do not access my credit report or report anything to my credit bureaus. I dispute the validity of this debt amount and this dispute should be reflected on my credit report if you have already reported this debt. Permissible Purpose Please state your permissible purpose for accessing my credit information. I dispute your right to do so. Notification to Other Collectors I dispute that I owe you this debt. Should you transfer this debt to another collector, please inform them of my dispute regarding the validity of this debt. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #10892621 about?
Complaint #10892621 was filed against Aldous & Associates, Pllc regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-11-21T12:00:00-05:00.
How did Aldous & Associates, Pllc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Aldous & Associates, Pllc?
Yes, visit the Aldous & Associates, Pllc company profile at readthecomplaint.com/company/aldous-associates-pllc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.