Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10878982

Complaint Overview

Complaint ID: 10878982

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: New York

ZIP Code: 11691

Date Received: 2024-11-19T12:00:00-05:00

Date Sent to Company: 2024-11-19T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX Equifax added an unknown collection account to my credit report. This account tanked my credit score XXXX points. The account shows as a paid collections account. Prior to XX/XX/XXXX there was no collection on my credit report. Ive been in contact with the original collectors and explained to them the account was opened fraudulently using my personal information. Collection agency XXXX XXXX Original balance {$100.00} Status Paid Account number XXXX Agency number XXXX Original creditor XXXX XXXX XXXX XXXX XXXX Date assigned XX/XX/XXXX

Frequently Asked Questions

What is Complaint #10878982 about?

Complaint #10878982 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-19T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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