Debt collection -- False statements or representation -- Complaint #10878252
Complaint Overview
Complaint ID: 10878252
Company: Yamaha Motor Finance Corporation USA
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Told you not to respond to a lawsuit they filed against you
State: Florida
ZIP Code: 33150
Date Received: 2024-11-19T12:00:00-05:00
Date Sent to Company: 2024-11-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Response to CFPB Complaints Regarding XXXX XXXX XXXX, XXXX XXXX XXXX, and Yamaha On XX/XX/XXXX, I submitted CFPB Complaint ID XXXX, requesting the original agreement from Yamaha Motor Finance Corporation , USA ( `` Yamaha '' ). Despite a billing error with the original creditor, XXXX XXXX ( " XXXX '' ), and Yamaha, you have failed to provide the requested documents or address this issue. In CFPB Complaint ID XXXX, XXXX XXXX XXXX. ( " XXXX '' ) failed to prove ownership of the alleged debt. I dispute any and all debts claimed to be owed. Under 15 U.S.C. 1692g ( b ), collection activities must cease unless you produce definitive proof of ownership, including the full chain of title and purchase agreement. Failure to do so demonstrates a lack of standing and constitutes violations of the FDCPA and FCCPA. Additionally, XXXX XXXX, as a lawyer with your firm, qualifies as a debt collector under XXXXXXXX XXXX XXXXXXXX, XXXX XXXX XXXX ( XXXXXXXX XXXX XXXXXXXX ). He and all other parties involved will be held accountable for willful violations of the law. Without the chain of title, as confirmed in XXXX XXXX XXXXXXXX XXXX XXXX, XXXX XXXX XXXX. XXXX, XXXX XXXX XXXX ( XXXX XXXX XXXX. XXXX ), you lack legal standing to enforce this debt. Your actions are causing ongoing harm and distress. Failure to provide the requested documents will confirm your agreement for me to pursue legal action against all parties involved. Sincerely, XXXX XXXX All Rights Reserved Without Prejudice, UCC 1-308
Frequently Asked Questions
What is Complaint #10878252 about?
Complaint #10878252 was filed against Yamaha Motor Finance Corporation USA regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-11-19T12:00:00-05:00.
How did Yamaha Motor Finance Corporation USA respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Yamaha Motor Finance Corporation USA?
Yes, visit the Yamaha Motor Finance Corporation USA company profile at readthecomplaint.com/company/yamaha-motor-finance-corporation-usa to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.