Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10874501

Complaint Overview

Complaint ID: 10874501

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Tennessee

ZIP Code: 38016

Date Received: 2024-11-18T12:00:00-05:00

Date Sent to Company: 2024-11-18T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am writing to formally request the immediate blocking and deletion of the following fraudulent accounts and inquiry from my credit report. I have been a victim of a data breach, and the listed items are not authorized by me. Pursuant to 15 USC 1681c-2 ( a ) and FCRA 605 ( b ), I am entitled to have these items blocked and permanently removed from my credit report. Fraudulent Accounts to Block and Delete : 1. XXXX - Account Number : XXXX - Opened : XX/XX/XXXX - Balance : {$19000.00} 2. XXXX XXXX - Account Number : XXXX - Opened : XX/XX/XXXX - Balance : {$5300.00} 3. XXXX - Account Number : XXXX - Opened : XX/XX/XXXX - Balance : {$0.00} 4. XXXX - Account Number : XXXX - Opened : XX/XX/XXXX - Balance : {$0.00} 5. XXXX XXXX - Account Number : XXXX - Opened : XX/XX/XXXX - Balance : {$0.00} 6. XXXX XXXX - Account Number : XXXX - Opened : XX/XX/XXXX - Balance : {$780.00} Fraudulent Inquiry to Block and Delete : 1. XXXX - Date : XX/XX/XXXX

Frequently Asked Questions

What is Complaint #10874501 about?

Complaint #10874501 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-18T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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