Debt collection -- Written notification about debt -- Complaint #10873410
Complaint Overview
Complaint ID: 10873410
Company: Fair Collections & Outsourcing, INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: New Jersey
ZIP Code: 07302
Date Received: 2024-11-18T12:00:00-05:00
Date Sent to Company: 2024-11-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I moved out of an apartment in XX/XX/XXXX and thought I had paid the rent in full after a security deposit because I never received my security deposit. Then in XX/XX/XXXX, I received an email about the debt for an amount that was far more than the rent I ever paid. I thought it was a phishing scam, so I ignored it, and then they reported it to the credit agencies and it's showing up as collections on my account.
Frequently Asked Questions
What is Complaint #10873410 about?
Complaint #10873410 was filed against Fair Collections & Outsourcing, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-11-18T12:00:00-05:00.
How did Fair Collections & Outsourcing, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Fair Collections & Outsourcing, INC.?
Yes, visit the Fair Collections & Outsourcing, INC. company profile at readthecomplaint.com/company/fair-collections-outsourcing-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.