Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10872702
Complaint Overview
Complaint ID: 10872702
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: North Carolina
ZIP Code: 27405
Date Received: 2024-11-18T12:00:00-05:00
Date Sent to Company: 2024-11-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
ubject : Formal Complaint Regarding Inaccurate Payment History Reporting Dear Consumer Financial Protection Bureau, I am writing to formally request your assistance in addressing an issue with inaccurate payment history reporting on my credit reports by the credit bureaus. The inaccurate information significantly misrepresents my credit profile and is causing unwarranted harm to my credit score. These inaccuracies constitute violations of several sections of the Fair Credit Reporting Act ( FCRA ), including : 15 U.S.C. 1681e ( b ) Failure to ensure maximum possible accuracy of the information reported. 15 U.S.C. 1681i ( a ) Failure to conduct a reasonable investigation upon notification of a dispute. 15 U.S.C. 1681s-2 ( a ) Furnishing inaccurate or incomplete information to consumer reporting agencies. I have already disputed these inaccuracies directly with the credit bureaus, but they continue to report multiple late payments that I have never made. These errors must be corrected immediately to accurately reflect my true payment history.
Frequently Asked Questions
What is Complaint #10872702 about?
Complaint #10872702 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.