Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10872590

Complaint Overview

Complaint ID: 10872590

Company: Carmax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: South Carolina

ZIP Code: 296XX

Date Received: 2024-11-18T12:00:00-05:00

Date Sent to Company: 2024-11-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

There is inconsistent reporting information on the balance on my credit report with all 3 credit bureaus. I am trying to increase my credit score so I can buy a house, but the information and account balance for my auto loan is not the same on all 3 reports. With one of the the balance is showing {$17.00} and with another its showing {$14000.00}. I thought that my balance was at {$12000.00} at one time. My balance keeps increasing and not being reported correctly. I don't understand how and when this is reported and why there would be different amounts showing for all 3 of the credit bureaus.

Frequently Asked Questions

What is Complaint #10872590 about?

Complaint #10872590 was filed against Carmax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-18T12:00:00-05:00.

How did Carmax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Carmax, INC.?

Yes, visit the Carmax, INC. company profile at readthecomplaint.com/company/carmax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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