Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10872549
Complaint Overview
Complaint ID: 10872549
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 92110
Date Received: 2024-11-18T12:00:00-05:00
Date Sent to Company: 2024-11-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It XXXX Concern, I am writing to file a formal dispute regarding an unauthorized XXXX credit card account that has been reported under my name as a co-signer. I was added as a co-signer on this account without my authorization. Since XXXX, I have attempted to obtain the original application from XXXX to verify any authorization, and XXXX has consistently failed to provide this document, stating that they do not have it. Given the absence of my authorization and XXXX inability to produce the original application, I demand that this account be removed from my credit report immediately. This unauthorized addition has impacted my credit history, and I seek swift corrective action. Please find attached any supporting documentation related to my communications with XXXX regarding this dispute. I trust that the Consumer Financial Protection Bureau and relevant credit reporting agencies will assist in ensuring the integrity and accuracy of my credit report by promptly removing this unauthorized account. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #10872549 about?
Complaint #10872549 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.