Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10872209
Complaint Overview
Complaint ID: 10872209
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: North Carolina
ZIP Code: 274XX
Date Received: 2024-11-18T12:00:00-05:00
Date Sent to Company: 2024-11-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a formal complaint regarding the inaccurate reporting of late or missed payments on my credit reports. This erroneous information violates several provisions of the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681e ( b ), which requires credit reporting agencies to ensure the maximum possible accuracy of the information they report, and 15 U.S.C. 1681i ( a ), which mandates a reasonable reinvestigation of disputed information. Additionally, the furnishers of this inaccurate data are in violation of 15 U.S.C. 1681s-2 ( a ), which prohibits providing false or misleading information to credit bureaus. These inaccuracies are negatively affecting my credit profile, and I request the CFPB to investigate and ensure that the credit bureaus and data furnishers correct my records to reflect my true payment history promptly.
Frequently Asked Questions
What is Complaint #10872209 about?
Complaint #10872209 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-18T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.