Prepaid card -- Trouble using the card -- Complaint #10826149

Complaint Overview

Complaint ID: 10826149

Company: American Express Company

Product: Prepaid card

Sub-Product: Gift card

Issue: Trouble using the card

Sub-Issue: Trouble using the card to spend money in a store or online

State: Michigan

ZIP Code: 48127

Date Received: 2024-11-16T12:00:00-05:00

Date Sent to Company: 2024-11-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I bought a XXXX dollar amex gift card to buy online goods with, I activated the card, money was shown in the balance and was ready to use, so I thought. I tried to go to trusted online stores to use the card, but everytime it would give me the message that the card failed to accept the request. I've been on calls hours with customer support to find a solution, but no one seems to help. With XXXX time being hung up at my face without even providing any support or solution. What is the purpose of buying a gift card if I can't even use it. Truly unacceptable and I can't even use the money that I worked for!

Frequently Asked Questions

What is Complaint #10826149 about?

Complaint #10826149 was filed against American Express Company regarding Prepaid card specifically about Trouble using the card. It was received by the CFPB on 2024-11-16T12:00:00-05:00.

How did American Express Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Prepaid card) and describe your issue in detail.

Can I see other complaints against American Express Company?

Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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