Debt collection -- Attempts to collect debt not owed -- Complaint #10818786
Complaint Overview
Complaint ID: 10818786
Company: Holloway Credit Solutions
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Alabama
ZIP Code: 361XX
Date Received: 2024-11-15T12:00:00-05:00
Date Sent to Company: 2024-11-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didn't follow the proper 5 step validation procedure which make this unfair practices. According to the FDCPA I'm entitled to XXXX dollars per violation and clearly they violated my rights. I never owned this debt and I never signed an agreement or gave any documentation to even start a contract with them. I asked for supporting documents they refuse to show. This debt is not mine. I requested Proof of ID, Residency, Handwritten Signature & Supporting Documents To Prove This Debt Is Mine
Frequently Asked Questions
What is Complaint #10818786 about?
Complaint #10818786 was filed against Holloway Credit Solutions regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-15T12:00:00-05:00.
How did Holloway Credit Solutions respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Holloway Credit Solutions?
Yes, visit the Holloway Credit Solutions company profile at readthecomplaint.com/company/holloway-credit-solutions to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.