Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10818614
Complaint Overview
Complaint ID: 10818614
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Tennessee
ZIP Code: 38016
Date Received: 2024-11-15T12:00:00-05:00
Date Sent to Company: 2024-11-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/2024 Credit Reporting Agency Name : the credit reporting agency : XXXX, XXXX, or TransUnion ] Subject : Formal Dispute of Collection Account XXXX XXXX XXXX ( Account Number : XXXX ) To Whom It May Concern, I am writing to formally dispute the collection account reported by XXXX XXXX XXXX with the account number XXXX. I have identified inaccuracies and incomplete information associated with this account that warrant immediate investigation and resolution. According to the Fair Credit Reporting Act ( FCRA ), I request an immediate block and verification of this account until the alleged debt can be fully investigated and validated. Specifically, I dispute the following inaccuracies : XXXX. Balance discrepancies : The current balance listed as {$4400.00} differs from the original balance of {$4000.00} without adequate explanation or justification. XXXX. Payment history errors : The repeated listing of Collection statuses for overlapping periods ( e.g., XX/XX/2024 and XX/XX/2024 ) reflects a potential data reporting error. XXXX. Verification of debt ownership : I have not received proper documentation verifying this debt, nor have I been provided with any evidence of my liability. Given these inaccuracies, I request the following actions under the FCRA : XXXX. Immediately investigate the validity of this account with XXXX XXXX XXXX. XXXX. Block this account from being reported until the investigation is completed and any inaccuracies are corrected. XXXX. Provide me with detailed verification of the debt, including a signed contract or agreement and an itemized statement of the charges. I have attached a copy of my identification and proof of address to assist with this process. Please resolve this matter within XXXX days of receipt of this letter, as required by law. If the account can not be verified, I request its permanent removal from my credit report. I expect written confirmation of your findings and actions taken. You may contact me at the address above for any additional information or clarification. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #10818614 about?
Complaint #10818614 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-15T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.