Debt collection -- Attempts to collect debt not owed -- Complaint #10805900
Complaint Overview
Complaint ID: 10805900
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Texas
ZIP Code: 78574
Date Received: 2024-11-14T12:00:00-05:00
Date Sent to Company: 2024-11-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am filing a complaint regarding the credit bureaus ' failure to remove accounts associated with XXXX XXXX from my credit report, even though XXXX XXXX has formally requested their removal. Details of the Situation : Account Information : The accounts in question are related to my XXXX XXXX XXXX XXXX, with account numbers ending in XXXX and XXXX. XXXX Request : On XX/XX/year>, I received a letter from XXXX XXXX stating that they have submitted requests to the credit bureaus ( XXXX, TransUnion, and XXXX ) to remove these accounts from my credit report. Failure to Remove Accounts : Despite this request, the accounts remain on my credit report, and the credit bureaus have not taken action to remove them as instructed by XXXX XXXX. Impact : The continued reporting of these accounts is negatively affecting my credit report and financial stability, despite the fact that the original creditor, XXXX XXXX, has requested their removal.
Frequently Asked Questions
What is Complaint #10805900 about?
Complaint #10805900 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-14T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.