Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10805612
Complaint Overview
Complaint ID: 10805612
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Michigan
ZIP Code: 48088
Date Received: 2024-11-14T12:00:00-05:00
Date Sent to Company: 2024-11-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I'm writing to report several unauthorized credit inquiries listed on my TransUnion credit report, which violates the Fair Credit Reporting Act ( FCRA ), specifically under 15 U.S.C. 1681b, regarding permissible purposes for obtaining consumer reports. Here are the unauthorized inquiries : 1. XXXX XXXX XXXX XXXX - XX/XX/year> 2. XXXX - XX/XX/year> 3. XXXX XXXX XXXX XX/XX/year> 4. XXXX XXXX XXXX - XX/XX/year> 5. XXXX - XX/XX/year> 6. XXXX - XX/XX/year> 7. XXXX XXXX XXXX - XXXX XXXX, XXXX 8. XXXX ( second instance ) - XX/XX/year> None of these inquiries were approved by me, nor did I initiate any actions that would legally justify accessing my credit report per the FCRAs stipulations on permissible purposes.
Frequently Asked Questions
What is Complaint #10805612 about?
Complaint #10805612 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-14T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.