Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10762226
Complaint Overview
Complaint ID: 10762226
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: California
ZIP Code: 93612
Date Received: 2024-11-11T12:00:00-05:00
Date Sent to Company: 2024-11-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX, CA XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX Subject : Dispute of Unauthorized Hard Inquiries on Credit Report Dear Experian, I am writing to dispute the presence of unauthorized hard inquiries on my credit report. Upon reviewing my credit report, I have identified several hard inquiries that I did not authorize or recognize. These inquiries are negatively impacting my credit score and financial standing. List of Unauthorized Hard Inquiries : XXXX. XXXX XXXX XXXX - Inquired on XX/XX/XXXX XXXX. XXXX - XXXX on XX/XX/XXXX XXXX. XXXX XXXX XXXX - Inquired on XX/XX/XXXX XXXX. XXXX XXXX XXXX - Inquired on XX/XX/XXXX XXXX. XXXX MO - XXXX on XX/XX/XXXX XXXX. XXXX XXXX XXXX Inquired on XX/XX/XXXX I have not provided consent for these companies or institutions to access my credit report, and I believe these inquiries are unauthorized. As a result, I am requesting that these unauthorized hard inquiries be promptly removed from my credit report to ensure the accuracy and integrity of my credit profile. I kindly ask that Experian conduct a thorough investigation into these unauthorized hard inquiries and provide me with a written explanation of the findings. Additionally, I request that Experian take the necessary steps to remove these unauthorized inquiries from my credit report as soon as possible. Thank you for your attention to this matter. I appreciate your prompt assistance in resolving this dispute and maintaining the accuracy of my credit information. If you require any further information or documentation to facilitate this request, please do not hesitate to contact me at the provided contact information. XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX, CA XXXX
Frequently Asked Questions
What is Complaint #10762226 about?
Complaint #10762226 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.