Mortgage -- Trouble during payment process -- Complaint #10750187

Complaint Overview

Complaint ID: 10750187

Company: Mr. Cooper Group INC.

Product: Mortgage

Sub-Product: FHA mortgage

Issue: Trouble during payment process

Sub-Issue: Escrow, taxes, or insurance

State: New York

ZIP Code: 13021

Date Received: 2024-11-10T12:00:00-05:00

Date Sent to Company: 2024-11-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

Mr Cooper ( Mortgage Holder ) marked my account that they paid XXXX to my XXXX XXXX XXXX on XX/XX/year>, I received XXXX cancellation notices from XXXX XXXX stating payment not received, spoke with them numerous times on phone, no payment, reported this to Mr Cooper, they informed me to check XXXX account on XX/XX/XXXX to see if payment went through, this is not sufficient as my policy will cancel on XX/XX/year>. Mr Cooper wiped out my escrow account to pay the XXXX then asked me to contribute XXXX more to my escrow account to bring it current, which I did, but still no payment showing for my XXXX at XXXX XXXX. Mr Cooper should have stopped payment and issued another check ASAP to bring my XXXX current.

Frequently Asked Questions

What is Complaint #10750187 about?

Complaint #10750187 was filed against Mr. Cooper Group INC. regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2024-11-10T12:00:00-05:00.

How did Mr. Cooper Group INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Mr. Cooper Group INC.?

Yes, visit the Mr. Cooper Group INC. company profile at readthecomplaint.com/company/mr-cooper-group-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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