Credit card -- Getting a credit card -- Complaint #10750131
Complaint Overview
Complaint ID: 10750131
Company: Chime Financial INC
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: Wisconsin
ZIP Code: 532XX
Date Received: 2024-11-10T12:00:00-05:00
Date Sent to Company: 2024-11-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have received multiple unsolicited text messages regarding a Chime account that I did not request. These messages were received on XX/XX/XXXX while I was sleeping ( XXXX and XXXX XXXX ). They then sent another message ( XX/XX/XXXX at XXXX XXXX ) saying that my debit card was in the mail and would arrive in 7-10 business days, but that I could fund my virtual card in the Chime app.
Frequently Asked Questions
What is Complaint #10750131 about?
Complaint #10750131 was filed against Chime Financial INC regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-11-10T12:00:00-05:00.
How did Chime Financial INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Chime Financial INC?
Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.