Credit card -- Problem with a company's investigation into an existing problem -- Complaint #10749779

Complaint Overview

Complaint ID: 10749779

Company: Discover Bank

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Virginia

ZIP Code: 23231

Date Received: 2024-11-10T12:00:00-05:00

Date Sent to Company: 2024-11-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Date submitted : XX/XX/XXXX Amount : {$25.00}, XXXX I received a 1099C from Discover Credit Card Services in XXXX. I paid IRS taxes on this credit card charge off and Discover Credit Card Services refuse to delete this account from my Credit Report. I can't be delinquent and have {$25000.00} as an income... very conflicting. Please assist in removing the {$25000.00} off of my Credit Report immediately. Kindest, XXXX XXXX

Frequently Asked Questions

What is Complaint #10749779 about?

Complaint #10749779 was filed against Discover Bank regarding Credit card specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-11-10T12:00:00-05:00.

How did Discover Bank respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Discover Bank?

Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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