Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10749610
Complaint Overview
Complaint ID: 10749610
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 33181
Date Received: 2024-11-10T12:00:00-05:00
Date Sent to Company: 2024-11-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have noticed several unauthorized inquiries on my credit report that I did not authorize. I kindly request that these inquiries be removed from my credit report, as they are in violation of the Fair Credit Reporting Act, which requires the removal of unverified and unauthorized items. I have already contacted the companies involved, and they have confirmed that they do not have any of my information on file. Attached is a screenshot listing the following companies, whose inquiries appear on my credit report : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Additionally, I can confirm that XXXX XXXX XXXXXXXX XXXX appears on both my Equifax and XXXX credit reports. I request prompt action to resolve this matter.
Frequently Asked Questions
What is Complaint #10749610 about?
Complaint #10749610 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-10T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.