Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing issue -- Complaint #10744359
Complaint Overview
Complaint ID: 10744359
Company: Early Warning Services, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Problem with a company's investigation into an existing issue
Sub-Issue: Their investigation did not fix an error on your report
State: Georgia
ZIP Code: 30008
Date Received: 2024-11-09T12:00:00-05:00
Date Sent to Company: 2024-11-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this formal dispute due to an unverified negative entry on my record with Early Warning Services ( EWS ) associated with XXXX XXXX. Upon contacting XXXX XXXX, I was informed that they no longer have any records of this issue as it exceeds their document retention period. Despite presenting this information to Early Warning Services, they continue to report this unverified entry, which violates the Fair Credit Reporting Act ( FCRA ) requirement for accurate and verifiable reporting. Attached is the letter from XXXX XXXX confirming they have no record of the issue. I request that you investigate Early Warning Services for non-compliance with FCRA standards and take appropriate action to enforce their responsibility to ensure that all consumer information is accurate and verifiable. Thank you for your assistance in resolving this matter.
Frequently Asked Questions
What is Complaint #10744359 about?
Complaint #10744359 was filed against Early Warning Services, LLC regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing issue. It was received by the CFPB on 2024-11-09T12:00:00-05:00.
How did Early Warning Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Early Warning Services, LLC?
Yes, visit the Early Warning Services, LLC company profile at readthecomplaint.com/company/early-warning-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.