Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10738228
Complaint Overview
Complaint ID: 10738228
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Mississippi
ZIP Code: 395XX
Date Received: 2024-11-08T12:00:00-05:00
Date Sent to Company: 2024-11-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally express my extreme concern regarding Experian 's potential involvement in aggravated identity theft. I have never authorized Experian to purchase, house, or sell my personal information. Such actions, if proven, would be a direct violation of 18 U.S.C. 1028A. Furthermore, Experian has failed to provide me with the necessary documentation to verify disputed information on my credit report. This failure to comply with my requests for verification is a clear violation of the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681i and 1681b.
Frequently Asked Questions
What is Complaint #10738228 about?
Complaint #10738228 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-08T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.