Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10738196
Complaint Overview
Complaint ID: 10738196
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: North Carolina
ZIP Code: 28054
Date Received: 2024-11-08T12:00:00-05:00
Date Sent to Company: 2024-11-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute inaccurate information listed on my credit report in accordance with 15 U.S. Code 1681e ( b ), 15 U.S. Code 1681i ( a ) ( 5 ), and 15 U.S. Code 1681s-2 ( b ). The account in question is listed under the name of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ]. XXXX XXXX XXXX inquiry on XXXX XXXX Under 15 U.S. Code 1681e ( b ), credit reporting agencies are required to follow reasonable procedures to ensure the accuracy of information on consumer reports. This specific account contains information that I believe to be inaccurate, incomplete, or unverifiable. Furthermore, according to 15 U.S. Code 1681i ( a ) ( 5 ), upon notice of a dispute, the credit reporting agency must conduct a reinvestigation, and if the disputed information is found to be inaccurate, incomplete, or unverifiable, it must be promptly updated or removed from the report. Also, 15 U.S. Code 1681s-2 ( b ) requires that the furnisher of this information conduct a proper investigation to verify the accuracy of the data they are reporting.
Frequently Asked Questions
What is Complaint #10738196 about?
Complaint #10738196 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-08T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.