Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10726404
Complaint Overview
Complaint ID: 10726404
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Maryland
ZIP Code: 207XX
Date Received: 2024-11-07T12:00:00-05:00
Date Sent to Company: 2024-11-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently reviewed a copy of my consumer report and noticed an account that was reporting inaccurately. I had a late payments on an account that was in fact paid on time. It is to my understanding that consumer reporting agencies need to report all information with 100 % complete accuracy. This XXXX account # XXXX was not paid late on the following date, XX/XX/year>. I am requesting that you investigate and provide verifiable proof with records showing that I had late payments. If this information can not be verified please update this payment to paid on time immediately. Thank You for your prompt action. Account : XXXX Account number : XXXX
Frequently Asked Questions
What is Complaint #10726404 about?
Complaint #10726404 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-07T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.