Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10699897
Complaint Overview
Complaint ID: 10699897
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 27707
Date Received: 2024-11-05T12:00:00-05:00
Date Sent to Company: 2024-11-05T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally request the blocking and deletion of certain accounts and inquiries on my credit report due to unauthorized use of my information following a recent data breach. Under 15 U.S.C. 1681c-2 ( a ) and FCRA 605 ( b ), I am requesting that you immediately remove the fraudulent items listed below to prevent further harm. Fraudulent Accounts 1. XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$1100.00} 2. XXXX XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$740.00} 3. XXXX XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$660.00} 4. XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$8400.00} 5. XXXX XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$1500.00} 6. XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$680.00} 7. XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$1100.00} 8. XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$510.00} 9. XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$0.00} 10. XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$340.00} 11. XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$180.00} Unauthorized Inquiries 1. XXXX XXXX XXXX - Date of Inquiry : XX/XX/XXXX XXXX. EMSVUHL - Date of Inquiry : XX/XX/XXXX
Frequently Asked Questions
What is Complaint #10699897 about?
Complaint #10699897 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.