Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10699557
Complaint Overview
Complaint ID: 10699557
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Louisiana
ZIP Code: 712XX
Date Received: 2024-11-05T12:00:00-05:00
Date Sent to Company: 2024-11-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Consumer Financial Protection Bureau, I am writing to file a complaint regarding identity theft that has caused fraudulent student loans to be opened in my name without my consent. Recently, I discovered that someone used my personal information to open student loan accounts in my name. I did not apply for these loans, nor did I authorize anyone to do so. I was shocked and frustrated to find out that these loans were linked to my name, and I am worried about the long-term impact this will have on my credit and financial future. I have tried to address the issue by contacting the loan servicers and filing fraud alerts with the credit bureaus, but the process has been slow, and I am not getting the assistance I need. I am requesting that your office investigate this situation and help me resolve it as quickly as possible. Specifically, I am asking for : The fraudulent loans to be removed from my credit report. Assistance in clearing my name of any debt I did not incur. Help with getting the issue resolved with the loan servicers. I would appreciate any support or guidance your office can provide in addressing this situation and preventing further damage to my financial records. Thank you for your time and assistance.
Frequently Asked Questions
What is Complaint #10699557 about?
Complaint #10699557 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.