Debt collection -- Attempts to collect debt not owed -- Complaint #10687007

Complaint Overview

Complaint ID: 10687007

Company: Atlanticus Services Corporation

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Georgia

ZIP Code: 30022

Date Received: 2024-11-04T12:00:00-05:00

Date Sent to Company: 2024-11-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was robbed at gun point in XXXX. Ever since then, different student loans, credit cards, and car loans have been showing up on my credit. I have never applied for a fortiva credit card. I have called and tried to get this information off my credit but all I get is the account is mine and I DON'T UNDERSTAND HOW.

Frequently Asked Questions

What is Complaint #10687007 about?

Complaint #10687007 was filed against Atlanticus Services Corporation regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-04T12:00:00-05:00.

How did Atlanticus Services Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Atlanticus Services Corporation?

Yes, visit the Atlanticus Services Corporation company profile at readthecomplaint.com/company/atlanticus-services-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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