Credit card -- Getting a credit card -- Complaint #10685753

Complaint Overview

Complaint ID: 10685753

Company: Transunion Intermediate Holdings, INC.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Card opened without my consent or knowledge

State: New York

ZIP Code: 10026

Date Received: 2024-11-04T12:00:00-05:00

Date Sent to Company: 2024-11-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Subject : Dispute of Inaccurate Information on Credit Report Dear Sir/Madam, I hope this letter finds you well. I am writing to formally dispute several inaccuracies on my credit report, particularly concerning my address and accounts that do not belong to me. Attached to this letter are copies of my Social Security card, passport and my XXXX XXXX XXXX identification card. On XX/XX/year>, I spoke with one of your representatives regarding this matter. I need to dispute all information currently appearing on my account, including the addresses. It has come to my attention that someone else has been using my Social Security number to access and alter my credit information. I kindly request that the following five accounts be removed from my credit report : 1. XXXX XXXX ( Account No : XXXX XXXXXXXX ) 2. XXXX ( Account No : XXXX XXXXXXXX ) 3. XXXX XXXX XXXX XXXX ( Account No : XXXX XXXX ) 4. All associated addresses : o Current Address : XXXX XXXX. XXXX XXXX, XXXX XXXX GA XXXX o Previous Address : XXXX XXXX. XXXX XXXX, XXXX, GA XXXX o Previous Address : XXXX XXXX. XXXX XXXX, XXXX XXXX GA XXXX Please conduct an investigation into this matter and correct or remove the inaccurate information from my credit report. I would appreciate a written response within 30 days, as required by the Fair Credit Reporting Act. Thank you for your prompt attention to this matter. I look forward to your response. Kind regards, XXXX XXXX

Frequently Asked Questions

What is Complaint #10685753 about?

Complaint #10685753 was filed against Transunion Intermediate Holdings, INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-11-04T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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