Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10671609

Complaint Overview

Complaint ID: 10671609

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Texas

ZIP Code: 77057

Date Received: 2024-11-03T12:00:00-05:00

Date Sent to Company: 2024-11-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX XXXX XXXX XXXX - account number XXXX - classified on report as rental or leasing - amount owed XXXX amount XXXX. I assume no liability or responsibility for this account. my information was exposed in XXXX data Breach as a result i have had identity theft and accounts appearing on my EXPERIAN credit file that is not mine. I requested this item be blocked by EXPERIAN in XX/XX/year>, EXPERIAN denied request even though i had FTC ID THEFT REPORT WITH DISPUTE, i then asked EXPERIAN for A METHOD OF VERIFICATION WHICH I WAS TOLD IT COULD NOT BE PROVIDED TO ME. XX/XX/year> EXPERIAN recieved yet another FTC REPORT REQUESTING TO BLOCK XXXX XXXX XXXX DBA XXXX XXXX FROM MY FILE. THIS REQUEST HAS ALSO BEEN DENIED. I am reporting id theft from the XXXX breach and EXPERIAN refuses to assume responsibility for allowing fraudulent items i did not approve or give permission to and up hold my request. I also requested ALL REPORTING FROM THIS CREDITOR CEASE AND EXPERIAN STILL ALOWS THIS COMPANY TO REPORT MY ON MY FILE AND HAVE ACCESS TO INFORMATION WHICH I HAVE DENIED THEM

Frequently Asked Questions

What is Complaint #10671609 about?

Complaint #10671609 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-03T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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