Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10671513
Complaint Overview
Complaint ID: 10671513
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Wisconsin
ZIP Code: 53405
Date Received: 2024-11-03T12:00:00-05:00
Date Sent to Company: 2024-11-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/year>, I paid my credit card balance in full : {XXXX0}, bringing my balance to {XXXX I have not used my credit card in the last 47 days and the balance remains {XXXX}. XXXX XXXX did not update the credit bureaus with the correct balance until XX/XX/XXXX. Yesterday, XX/XX/XXXX, they falsely reported my balance as {$XXXX}, despite have 2 billing cycles pass with a {$0.00} balance. Their actions have caused me irrevocable harm as their yo-yo reporting dropped my XXXXredit score significantly and caused me to be unable to secure a home loan and may result in me being homeless by year end. I have never missed a payment and have a have been a loyal customer for years now. Their actions are unethical.
Frequently Asked Questions
What is Complaint #10671513 about?
Complaint #10671513 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-03T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.