Debt collection -- Attempts to collect debt not owed -- Complaint #10666695

Complaint Overview

Complaint ID: 10666695

Company: F.H. Cann & Associates, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: California

ZIP Code: 94621

Date Received: 2024-11-02T12:00:00-05:00

Date Sent to Company: 2024-11-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received a disturbing letter in the mail stating that a company by the name of F.H Cann & Associates that they are ATTEMPTING to collect a debt, and they stated in the letter I had until XX/XX/year> to respond which was impossible because the letter arrived through postal service XX/XX/XXXX XXXX after XXXX. Also I do not owe that debt I am a victim of identity theft and also was a victim of the XXXX data breach. I am requesting the original purchase agreement that shows you are the legal owner of this alleged debt. Please indicate all the terms and conditions that are included in this purchase agreement. And at this time I will inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX or XXXX ) this action may constitute as fraud under both Federal and State Laws. Due to this fact, any negative mark found any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the fair Credit Reporting Act, Violation of the Fair Debt Collection Practices Act, and Defamation of character.

Frequently Asked Questions

What is Complaint #10666695 about?

Complaint #10666695 was filed against F.H. Cann & Associates, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-02T12:00:00-05:00.

How did F.H. Cann & Associates, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against F.H. Cann & Associates, INC.?

Yes, visit the F.H. Cann & Associates, INC. company profile at readthecomplaint.com/company/f-h-cann-associates-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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