Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10666369
Complaint Overview
Complaint ID: 10666369
Company: Barclays Bank Delaware
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: California
ZIP Code: 950XX
Date Received: 2024-11-02T12:00:00-05:00
Date Sent to Company: 2024-11-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I was alerted by my bank, XXXX in California on XX/XX/XXXX that Barclays bank in Delaware has pulled a hard inquiry on my credit report. This was requested at the end of XXXX or the beginning of XXXX, the inquiry type was individual and it has lowered my credit score. I called Barclays bank in Delaware last night on XX/XX/XXXX and spoke with the security representative, who asked me for my Social Security number and ran a check telling me the result was there was not any credit request or credit card was opened so far. He told me to call all three credit bureaus to have this inquiry removed from my credit report. I never made any request for credit In any manner whatsoever. I want the hard inquiry removed from my credit report. This is fraudulent activity and I believe XXXX XXXX has had a security breach recently. Please help.
Frequently Asked Questions
What is Complaint #10666369 about?
Complaint #10666369 was filed against Barclays Bank Delaware regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-02T12:00:00-05:00.
How did Barclays Bank Delaware respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Barclays Bank Delaware?
Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.