Credit card -- Other features, terms, or problems -- Complaint #10665064

Complaint Overview

Complaint ID: 10665064

Company: Upstart Holdings, INC.

Product: Credit card

Sub-Product: Store credit card

Issue: Other features, terms, or problems

Sub-Issue: Privacy issues

State: Texas

ZIP Code: 77388

Date Received: 2024-11-02T12:00:00-05:00

Date Sent to Company: 2024-11-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

As you may be aware, the IRS requires lenders to provide a 1099-C form for any cancellation of debt over {$600.00}, and I would like to ensure that I have the necessary documentation for my records and tax filing purposes. Please send the 1099-C form to my address listed above or to my email address at [ Your Email Address ]. If you need any further information or documentation to process my request, do not hesitate to contact me at [ XXXX ].

Frequently Asked Questions

What is Complaint #10665064 about?

Complaint #10665064 was filed against Upstart Holdings, INC. regarding Credit card specifically about Other features, terms, or problems. It was received by the CFPB on 2024-11-02T12:00:00-05:00.

How did Upstart Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Upstart Holdings, INC.?

Yes, visit the Upstart Holdings, INC. company profile at readthecomplaint.com/company/upstart-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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