Debt collection -- Took or threatened to take negative or legal action -- Complaint #10664908
Complaint Overview
Complaint ID: 10664908
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Maryland
ZIP Code: 21218
Date Received: 2024-11-02T12:00:00-05:00
Date Sent to Company: 2024-11-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This debt collector company which is both legally bonded to collect from me in my state has been harassing and threatening to extort money from me trying to ruin my life with reporting illegal information to the credit bureaus. XXXX XXXX appeared on credit report using two different names stating I owe them {$480.00} once this collection company appeared on my credit profile it damaged my credit score by almost XXXX points.
Frequently Asked Questions
What is Complaint #10664908 about?
Complaint #10664908 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-11-02T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.