Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10642283
Complaint Overview
Complaint ID: 10642283
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Virginia
ZIP Code: 23608
Date Received: 2024-10-29T12:00:00-05:00
Date Sent to Company: 2024-10-29T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint against Equifax for failing to respond to my recent dispute. I submitted a dispute by mail to address inaccuracies on my credit report, including all necessary documentation to verify my identity. However, I have not received a response from Equifax within the timeframe required by the Fair Credit Reporting Act ( FCRA ). Under the FCRA ( 15 U.S.C. 1681i ), Equifax is obligated to investigate and respond to disputes within XXXX days. This lack of response is a violation of my rights and has prolonged the negative impact of inaccuracies on my credit report. I respectfully request the CFPBs assistance in ensuring Equifax compliance with FCRA regulations and a prompt resolution of my dispute.
Frequently Asked Questions
What is Complaint #10642283 about?
Complaint #10642283 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-10-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.