Debt collection -- Written notification about debt -- Complaint #10594977
Complaint Overview
Complaint ID: 10594977
Company: National Credit Adjusters, LLC
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Virginia
ZIP Code: 221XX
Date Received: 2024-10-27T12:00:00-05:00
Date Sent to Company: 2024-10-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
National credit adjusters showed up on my credit report. They never contacted me about the debt in any form. They also changed the open date of the account in question. I think it's for a payday loan through speedy cash with an extremely high interest rate, which was already resolved. I reached out to the comapny with no reply. I think it is illegal in virginia for payday loans to have such high interest rates. I don't know why they never tried to contact me before adding this to my report or why they changed the open date from XXXX to XXXX.
Frequently Asked Questions
What is Complaint #10594977 about?
Complaint #10594977 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-10-27T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.