Credit card -- Problem with a purchase shown on your statement -- Complaint #10584884

Complaint Overview

Complaint ID: 10584884

Company: Foris Dax, INC.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: California

ZIP Code: 949XX

Date Received: 2024-10-25T12:00:00-05:00

Date Sent to Company: 2024-10-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received 20+ charges each between XXXX and {$60.00} at the same exact time on the same exact day. Not only did this happen on one card but two cards of mine I had previously made purchases at the company, Crypto.com in exchange for crypto, but I did not make these charges. More importantly, none of these were delivered to me the company, as well as one of the managers responded, but failed to respond with receipts, transaction numbers, proof of delivery, etc.. This is sketchy and suspicious because Ive encountered the same situation before with the similar company. Currently one of my banks successfully disputed the transactions and they were resolved for that particular card. ( $ XXXX ). While this took quite awhileit was rwsolved. As for One Bank through XXXX employees, i submitted the disputes almost immediately after charge notifications were received. They have declined to process any of them and fail to provide reasons. This is insane. XXXX been 3 months now, and support wont even acknowledge anymore. I submitted all documents. Dociments from my crypto account showing nothing was deliverednor charged from my end. Upon more investigating these charges were found to correspond directly to pass charges that were declined by the merchant. So the merchant declined the charges due to a glitch, then charge my card at the end of the month that it did delivered what I purchased so Im left with over {$1000.00} in charges from a company that wont respond. Bank who wants to speed the charges the whole thing smells. I dont know where to turn. Ive tried everything.

Frequently Asked Questions

What is Complaint #10584884 about?

Complaint #10584884 was filed against Foris Dax, INC. regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2024-10-25T12:00:00-05:00.

How did Foris Dax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Foris Dax, INC.?

Yes, visit the Foris Dax, INC. company profile at readthecomplaint.com/company/foris-dax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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