Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10544996
Complaint Overview
Complaint ID: 10544996
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Oklahoma
ZIP Code: 741XX
Date Received: 2024-10-22T12:00:00-05:00
Date Sent to Company: 2024-10-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have repeatedly tried to resolve the issue of fraudulent inquiries on my consumer report, which are not linked to me and for which I am not responsible. Their presence has caused significant mental and financial distress. As a victim of identity theft, I may have to consider legal action if this matter isnt resolved. These inaccuracies have hindered my ability to purchase my dream home and provide for my family, severely impacting my financial well-being. For your reference, Ive attached a copy of my letter to the Federal Trade Commission ( FTC ) detailing this issue and requesting resolution.
Frequently Asked Questions
What is Complaint #10544996 about?
Complaint #10544996 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-10-22T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.