Debt collection -- False statements or representation -- Complaint #10517669

Complaint Overview

Complaint ID: 10517669

Company: Rentdebt Automated Collections, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: North Carolina

ZIP Code: 28262

Date Received: 2024-10-20T12:00:00-05:00

Date Sent to Company: 2024-10-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX at XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX. XXXX, XXXX XXXX DEBT VALIDATION REQUEST To whom this may concern, I am writing in response to a debt collection notice I received from your agency regarding the alleged debt you contacted me by ( XXXX ) XXXX and identified the debt as XXXX, the amount of {$7300.00}. Before I proceed with any further actions, I would like necessary information to be provided to validate the accuracy of this debt. As you are aware, according to the Fair Credit Reporting Act 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify within 30 days. Please provide and respond to the requested information below : -Document providing ownership of the debt -Proof of how the company assess the debt and current balance ( Are there any additional inter fees or charges that may have been added since the last billing statement from the original creditor ) -Payment history from the original creditor & the final payment made on the account -Copy of the original contract bearing my signature of agreement -Chain of title on the debt -Bill of Sale -Have you determined that the debt is within the statute of limitations applicable to it? Please provide the statute of limitations expiration date for this debt.

Frequently Asked Questions

What is Complaint #10517669 about?

Complaint #10517669 was filed against Rentdebt Automated Collections, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-10-20T12:00:00-05:00.

How did Rentdebt Automated Collections, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Rentdebt Automated Collections, LLC?

Yes, visit the Rentdebt Automated Collections, LLC company profile at readthecomplaint.com/company/rentdebt-automated-collections-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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