Debt collection -- Written notification about debt -- Complaint #10513376
Complaint Overview
Complaint ID: 10513376
Company: Essential Lending INC
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Louisiana
ZIP Code: 70058
Date Received: 2024-10-19T12:00:00-05:00
Date Sent to Company: 2024-10-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Account # XXXX Ive disputed this debt on many occasions with this company, in XX/XX/XXXX, in XX/XX/XXXX, XXXX, XXXX, XX/XX/XXXX, and XX/XX/XXXX. Ive informed the company to remove/delete this debt from my credit report, due to being affected by a Natural Disaster Hurricane. This debt is impacting my ability to rebuild, and Im and experiencing financial difficulties and hardship. This debt is reflecting a balance of {$380.00}, but has been sold. The balance should be {$0.00}. The company has also sold this debt to another lender. I am also a victim of fraud and have reported my case to The Internet Crime Complaint Center where my bank accounts was compromised. My personal information such as my ssn, is involved in several data breaches and on the dark web. I wish for this debt to be removed from my credit reports, due to to inaccuracy and potential fraud.
Frequently Asked Questions
What is Complaint #10513376 about?
Complaint #10513376 was filed against Essential Lending INC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-10-19T12:00:00-05:00.
How did Essential Lending INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Essential Lending INC?
Yes, visit the Essential Lending INC company profile at readthecomplaint.com/company/essential-lending-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.