Student loan -- Struggling to repay your loan -- Complaint #10493836

Complaint Overview

Complaint ID: 10493836

Company: Nelnet, INC.

Product: Student loan

Sub-Product: Federal student loan servicing

Issue: Struggling to repay your loan

Sub-Issue: Problem with forgiveness, cancellation, or discharge

State: Pennsylvania

ZIP Code: 178XX

Date Received: 2024-10-17T12:00:00-05:00

Date Sent to Company: 2024-10-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

In XXXX, I mailed applications for consolidation of parent plus loans with XXXX different servicers to qualify for the double loop. I sent half of the loans to Nelnet and half to Great Lakes. I heard back from Nelnet via email that they consolidated the loans that I asked them to. I never heard back from Great Lakes. A month later I got a letter from Nelnet that they consolidated all the loans. I had no idea that they acquired Great Lakes. No where on the internet does it say that they acquired Great Lakes. I called Nelnet and asked them to unwind my consolidation loans because I want to pay some of them off, and then consolidate with XXXX different loan servicers. They told me that I waited too long and they denied my request to unconsolidate. I explained that in the beginning of XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX and I was unable to do much of anything. By the time I re-looked back into the loan process it was a few days into XXXX. Is there anything you can do for me? I've worked in public service for XXXX years. My hope is that they will accept XXXX of public service so far dating back to Covid, and i can then work another XXXX years before retirement. I'm XXXX XXXX XXXX.

Frequently Asked Questions

What is Complaint #10493836 about?

Complaint #10493836 was filed against Nelnet, INC. regarding Student loan specifically about Struggling to repay your loan. It was received by the CFPB on 2024-10-17T12:00:00-05:00.

How did Nelnet, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Student loan) and describe your issue in detail.

Can I see other complaints against Nelnet, INC.?

Yes, visit the Nelnet, INC. company profile at readthecomplaint.com/company/nelnet-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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