Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10480824
Complaint Overview
Complaint ID: 10480824
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 27610
Date Received: 2024-10-16T12:00:00-05:00
Date Sent to Company: 2024-10-16T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute the reporting of the XXXX account on my credit report. This account was previously removed but has reappeared, and I believe it is being reported in error. I have requested a 1099-C form multiple times regarding this account, as it was recorded as a profit and loss. This suggests fraudulent activity on my report, as it does not reflect the accurate status of my financial obligations. If this account is not promptly removed from my credit report, I will have no choice but to escalate the matter to the courts and the IRS. I will be reporting your participation in this fraudulent activity. I expect a prompt resolution to this issue. Please confirm receipt of this dispute and provide me with an update on your investigation.
Frequently Asked Questions
What is Complaint #10480824 about?
Complaint #10480824 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-10-16T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.